1319 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1319 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,781 sqft · built 2004
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Sep 2020)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028821-3560`

Property Details

APN / Parcel Number

Primary APN	`028821-3560`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,781 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	66 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1319 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 356 OR5050/1723
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	356
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4012
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-3560

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1319 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Document Number	202082392
Deed Book / Page	5050 / 1723
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 24, 2020
Property Address	1319 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Document Number	0050501723
Book / Page	5050 / 1723
Map Reference	MB 46 PG 53-61
Instrument Date	Sep 18, 2020
Instrument	2020082392
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,827.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 GENTIAN RD, 348, SAINT AUGUSTINE, FL 32086-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440

Mortgage

Document Number	50501726
Date	Sep 24, 2020
Instrument	5050/1726

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,632 (+2.7%)	$304,673 (-3.87%) Land $70,000 Building $234,673
2025	$3,256.00 (+13.25%) Homeowner's exemption	$255,727 (+2.9%)	$316,929 (-4.2%) Land $70,000 Building $246,929
2024	$2,875.00 (+2.06%) Homeowner's exemption	$248,520 (+3%)	$330,811 (-4.18%) Land $80,000 Building $250,811
2023	$2,817.00 (+3.15%) Homeowner's exemption	$241,282 (+3%)	$345,231 (+8.32%) Land $82,790 Building $262,441
2022	$2,731.00 Homeowner's exemption	$234,254	$318,728 Land $73,920 Building $244,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 78 of 79 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.