San Diego County property record for 13263 Saddle Ridge Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,373 sqft · built 1974 |
| Lot Size | 0.71 acres (3,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Mar 2023) |
| Tax Bill | $7,855 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-081-44-00 |
| Primary APN | 397-081-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,373 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 3,100 sqft (0.71 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13263 SADDLE RIDGE RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 44 TR 007561 |
| Legal Subdivision | LEE MAR ACRES |
| Legal Tract | 007561 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13263 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Mar 7, 2023 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Document Number | 202358079 |
| Prior Transfer Date | Aug 19, 1997 |
| Prior Transfer Doc | 0000427292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13263 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13263 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702 |
| Document Number | 0000255406 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-0255406 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2023 |
| Property Address | 13263 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702 |
| Document Number | 0000058079 |
| Map Reference | MAP 7561 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2023-0058079 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 182171, CORONADO, CA 92178-2171 |
| Document Number | 0000058080 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-0058080 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $610,191 (+2%) Land $229,993 Building $380,198 | |
| 2025 | $7,855.00 (+55.92%) Homeowner's exemption | $598,228 (+61.78%) Land $225,484 Building $372,744 |
| 2023 | $5,038.00 (+2%) | $369,787 Land $139,380 Building $230,407 |
| 2022 | $4,939.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2026) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Wyyerd Connect.
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