13255 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13255 Saddle Ridge Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,373 sqft · built 1974
Lot Size	0.9 acres (3,900 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2025)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`397-081-41-00`

Property Details

APN / Parcel Number

Primary APN	`397-081-41-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	3,900 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13255 SADDLE RIDGE RD
City	LAKESIDE
State	CA
Zip	92040-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 41 TR 007561
Legal Subdivision	LEE MAR ACRES
Legal Tract	007561
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 7, 2023	Correction Deed
Jul 19, 2023	Intrafamily Transfer, Transfer
May 2, 2023	Intrafamily Transfer, Transfer
May 8, 2023	Intrafamily Transfer, Transfer
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	2025111982
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	0000213221
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702

Mortgage

Document Number	0000073798
Date	Mar 18, 2026
Instrument	2026-0073798

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2023
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number	0000213221
Map Reference	MAP 7561
Instrument Date	Aug 4, 2023
Instrument	2023-0213221
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1776 CALLE DEL ARROYO, SAN MARCOS, CA 92078-5214

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2023
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number	0000188560
Map Reference	MAP 7561
Instrument Date	Jul 18, 2023
Instrument	2023-0188560
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1776 CALLE DEL ARROYO, SAN MARCOS, CA 92078-5214

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2023
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number	0000113544
Map Reference	MAP 7561
Instrument Date	Apr 27, 2023
Instrument	2023-0113544
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1776 CALLE DEL ARROYO, SAN MARCOS, CA 92078-5214

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2023
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number	0000119272
Map Reference	MAP 7561
Instrument Date	Apr 27, 2023
Instrument	2023-0119272
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1776 CALLE DEL ARROYO, SAN MARCOS, CA 92078-5214

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2019
Property Address	13255 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number	0000400100
Instrument Date	Aug 21, 2019
Instrument	400100
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10414 ALDERBRANCH PT SAN DIEGO CA 921311349, SAN DIEGO, CA 92131-1349

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,699 (+59.9%) Land $499,071 Building $199,628
2025	$3,933.00 (-32.72%)	$436,968 (+439.52%) Land $312,120 Building $124,848
2024	$5,846.00 (+256.25%)
2023	$1,641.00 (+3.08%)	$80,992 Land $18,843 Building $62,149
2022	$1,592.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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