Charleston County property record for 1326 Wayne St, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,504 sqft · built 2018 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500,000 (Mar 2024) |
| Tax Bill | $9,088 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 532-06-00-256 |
| Primary APN | 532-06-00-256 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cottage |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Street Address | 1326 WAYNE ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L18 MAPPLATP 0106 SUBDIVISIONNAME MT PLEASANT LOT 4 |
| Legal Subdivision | MT PLEASANT |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4701 |
1326 Wayne St is owned and occupied by two individuals who bought it in March 2024.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 22, 2024 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK |
| Apr 20, 2018 | Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR |
| Mar 16, 2018 | Grant Deed, Subdivision Related Transfer FIRST CITIZENS BK |
| Mar 15, 2018 | Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR |
| Feb 1, 2018 | Loan Modification, Mortgage BRANCH BK&TR |
| Aug 3, 2017 | Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR |
| Feb 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Prior Sale | Jun 3, 2022 · Amount on File |
| Deed Book / Page | 1234 / 999 |
| Prior Transfer Date | Sep 28, 2016 |
| Prior Transfer Doc | 0005880550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0013460559 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 1346/559 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 22, 2024 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0012340999 |
| Book / Page | 1234 / 999 |
| Map Reference | MB L18 PG 16 |
| Instrument Date | Mar 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,500.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0000012352 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 1235/2 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010270978 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 1027/978 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0011430753 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 1143/753 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Nov 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 20, 2018 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Book / Page | 000713 / 000026 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 ROYALL AVE MOUNT PLEASANT SC 294644744, MOUNT PLEASANT, SC 29464-4744 |
| Document Number | 0713/0026 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 000713/000026 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 174 MEETING ST # 450, CHARLESTON, SC 29401-3210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 16, 2018 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0704/0998 |
| Book / Page | 000704 / 000998 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,158.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1326 WAYNE ST MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464 |
| Document Number | 704/0999 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 000704/000999 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211-1757 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 15, 2018 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Book / Page | 000704 / 000783 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 ROYALL AVE MOUNT PLEASANT SC 294644744, MOUNT PLEASANT, SC 29464-4744 |
| Document Number | 0704/0783 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 000704/000783 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 151 MEETING ST # 3, CHARLESTON, SC 29401-2207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0703/0010 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17067 KITTRELL WAYNE ST |
| Document Number | 0703/0010 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 000703/000010 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 3, 2017 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Book / Page | 000657 / 000104 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 ROYALL AVE MOUNT PLEASANT SC 294644744, MOUNT PLEASANT, SC 29464-4744 |
| Document Number | 0657/0104 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 000657/000104 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 151 MEETING ST # 3, CHARLESTON, SC 29401-2207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 7, 2017 |
| Property Address | 1326 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0615/0489 |
| Book / Page | 000615 / 000489 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 312 ROYALL AVE MOUNT PLEASANT SC 294644744, MOUNT PLEASANT, SC 29464-4744 |
The 2025 property tax bill for 1326 Wayne St was $9,088, up 45.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,088.00 (+45.52%) | $2,500,000 (+4,830.97%) Land $1,209,053 Building $1,290,947 | $2,500,000 Land $1,209,053 Building $1,290,947 |
| 2024 | $6,245.00 | $50,700 | |
| 2022 | $5,797.00 | $50,700 | $1,190,000 Land $425,000 Building $765,000 |
| 2020 | $1,190,000 Land $425,000 Building $765,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1326 Wayne St in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 63 (1979–2023) |
| Claims Outside the SFHA | 21 of 63 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Wayne St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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