Charleston County property record for 1314 Wayne St, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,740 sqft · built 2019 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,163,224 (May 2019) |
| Tax Bill | $5,064 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 532-06-00-311 |
| Primary APN | 532-06-00-311 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,740 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Street Address | 1314 WAYNE ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L18 MAPPLATP 0106 SUBDIVISIONNAME MT PLEASANT LOT 1 |
| Legal Subdivision | MT PLEASANT |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4701 |
1314 Wayne St is owner-occupied and held in a trust since May 2019.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 13, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 14, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on File |
| Deed Sale | May 14, 2019 · Amount on File |
| Deed Book / Page | 795 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 8, 2026 |
| Property Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0000056454 |
| Book / Page | 1414 / 650 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202656454 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0010510965 |
|---|---|
| Date | Nov 13, 2021 |
| Book Page | 1051/965 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09620476 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 962/476 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 14, 2019 |
| Property Address | 1314 WAYNE ST, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 0795/0449 |
| Book / Page | 000795 / 000449 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,163.22 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1314 WAYNE ST MOUNT PLEASANT SC 294644423, MOUNT PLEASANT, SC 29464-4423 |
| Document Number | 795/0451 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 000795/000451 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1314 Wayne St was $5,064, up 15.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,064.00 (+15.67%) | ||
| 2024 | $4,378.00 | $46,520 | |
| 2022 | $4,087.00 | $46,520 | $1,163,000 Land $425,000 Building $738,000 |
| 2020 | $1,163,000 Land $425,000 Building $738,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1314 Wayne St in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 63 (1979–2023) |
| Claims Outside the SFHA | 21 of 63 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1314 Wayne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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