1326 Lance Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 1326 Lance Ln, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,136 sqft · built 1988
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2017)
Tax Bill	$12,261 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-215-010`

Property Details

APN / Parcel Number

Primary APN	`01-26-215-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,136 sqft Living Area
Basement Area	1,124 sqft
Finished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1326 LANCE LN
City	CAROL STREAM
State	IL
Zip	60188-3395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROLLING OAKS SUB ALL
Legal Subdivision	ROLLING OAKS SUB
Legal Lot Number	119
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3015
Census Tract	841307

Owner

1326 Lance Ln is owned and occupied by an individual who bought it in May 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1326 LANCE LN, CAROL STREAM, IL 60188-3395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Jun 18, 2015 · Amount on File
Deed Document Number	201743826
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000043826
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1326 LANCE LN, CAROL STREAM, IL 60188-3395
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155506
Date	Dec 16, 2020
Instrument	R2020-155506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 5, 2017
Property Address	1326 LANCE LN, CAROL STREAM, IL 60188-3395
Document Number	0000043826
Instrument Date	Apr 28, 2017
Instrument	43826
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 E LORRAINE AVE ADDISON IL 601014880, ADDISON, IL 60101-4880

Mortgage

Document Number	43827
Date	May 5, 2017
Instrument	43827

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1326 Lance Ln was $12,261 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Carol Stream Village
Elementary School District	Benjamin School District 25 (PK - 08)
Secondary School District	Community High School District 94 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,261.00	$158,603 Land $43,682 Building $114,921	$475,809 Land $131,046 Building $344,763
2022	$10,452.00 Homeowner's exemption	$119,180 Land $33,880 Building $85,300	$357,540 Land $101,640 Building $255,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1326 Lance Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1987)
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1326 Lance Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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