1323 Lance Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 1323 Lance Ln, Carol Stream, IL 60188

Property Summary

Property Type	Structures on Leased Land
Details	4 bd · 2.5 ba · 3,296 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2019)
Tax Bill	$12,515 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-213-017`

Property Details

APN / Parcel Number

Primary APN	`01-26-213-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,296 sqft Gross Area
Basement Area	1,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1323 LANCE LN
City	CAROL STREAM
State	IL
Zip	60188-3396
Property Category	Other
Property Type	Other > Structures on Leased Land
Local Zoning Code	R
Legal Description	ROLLING OAKS SUB ALL
Legal Subdivision	ROLLING OAKS SUB
Legal Lot Number	135
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3011
Census Tract	841307

Owner

Source: DuPage County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	201916511
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000076083
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Sep 17, 2026
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Document Number	0000064491
Instrument Date	Jul 6, 2026
Instrument	202664491
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396

Mortgage

Document Number	0000064491,
Date	Sep 17, 2026
Instrument	202664491

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 11, 2026
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Document Number	0000031224
Instrument Date	May 11, 2026
Instrument	202631224
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 6, 2026
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Document Number	0000021854
Instrument Date	Apr 6, 2026
Instrument	202621854
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 24, 2025
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Document Number	0000076083
Map Reference	DOC R88-22271
Instrument Date	Nov 20, 2025
Instrument	R2025-076083
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 NEWTON AVE, GLEN ELLYN, IL 60137-4325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	175 SWALLOW AVE, BLOOMINGDALE, IL 60108-1342

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005704
Date	Jan 12, 2021
Instrument	R2021-005704

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 7, 2019
Property Address	1323 LANCE LN, CAROL STREAM, IL 60188-3396
Document Number	0000016511
Instrument Date	Feb 11, 2019
Instrument	16511
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N KEDZIE AVE CHICAGO IL 606121730, CHICAGO, IL 60612-1730

Mortgage

Document Number	16512
Date	Mar 7, 2019
Instrument	16512

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Carol Stream Village
Elementary School District	Benjamin School District 25 (PK - 08)
Secondary School District	Community High School District 94 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,515.00 (+2.89%)	$153,727 (+8.7%) Land $43,682 Building $110,045	$461,181 (+8.7%) Land $131,046 Building $330,135
2024	$12,163.00 (+10.46%)	$141,423 (+18.6%) Land $40,186 Building $101,237	$424,269 (+18.6%) Land $120,558 Building $303,711
2022	$11,011.00	$119,240 Land $33,880 Building $85,360	$357,720 Land $101,640 Building $256,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1987)
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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