13258 Onyx Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 13258 Onyx Dr, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,591 sqft · built 2010
Lot Size	0.256 acres (11,138 sqft)
Owner	Individual Name on File
Last Sale	$388,000 (Feb 2011)
Tax Bill	$5,220 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-048604`

Property Details

APN / Parcel Number

Primary APN	`18-048604`
Alternative APN	`048604`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,591 sqft Total Area
Utility Area	337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,138 sqft (0.256 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	048604
Street Address	13258 ONYX DR
City	HAGERSTOWN
State	MD
Zip	21742-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-PU
Legal Description	LT 183 0.26AC 13258 ONYX DRIVE EMERALD POINTE PUD
Legal Subdivision	EMERALD POINTE
Legal Lot Number	183
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	3
Census Block	3000
Census Tract	11202

Owner

13258 Onyx Dr is owned and occupied by an individual who acquired it in May 2015.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2011 · Amount on File
Deed Sale	Feb 4, 2011 · Amount on File
Deed Book / Page	4037 / 175
Last Transfer Date	May 21, 2015
Transfer Doc	0049840267
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945

Mortgage

Document Number	0078730446
Date	Mar 5, 2026
Book Page	7873/446

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054150374
Date	Jan 12, 2017
Book Page	5415/0374
Instrument	5415-0374

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year T-Bill
Max Rate	5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065430046
Date	Mar 10, 2021
Book Page	6543/46

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945

Mortgage

Document Number	0069420136
Date	Mar 3, 2022
Book Page	6942/136

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13258 ONYX DR, HAGERSTOWN, MD 21742-2945
Document Number	0056740223
Book / Page	005674 / 000223
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13258 ONYX DR HAGERSTOWN MD 217422945, HAGERSTOWN, MD 21742-2945

Mortgage

Document Number	0056740223
Date	Jan 17, 2018
Book Page	005674/000223

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 13258 Onyx Dr was $5,220 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,220.00 (+5.56%) Homeowner's exemption	$598,900 (+13.92%)	$672,100 (-) Land $100,500 Building $571,600
2025	$4,945.00 (+5.55%) Homeowner's exemption	$525,700	$672,100 Land $100,500 Building $571,600
2024	$4,685.00 (-0.45%)
2023	$4,706.00 Homeowner's exemption	$452,500 Land $100,500 Building $352,000	$452,500 Land $100,500 Building $352,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13258 Onyx Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13258 Onyx Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Xfinity.

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