13233 Onyx Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 13233 Onyx Dr, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,642 sqft · built 2017
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2016)
Tax Bill	$6,269 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-048809`

Property Details

APN / Parcel Number

Primary APN	`18-048809`
Alternative APN	`048809`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,642 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Built-in
Garage Area	1,984 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	662 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	048809
Street Address	13233 ONYX DR
City	HAGERSTOWN
State	MD
Zip	21742-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-PU
Legal Description	LT 162 PH 1B 0.42 AC 13233 ONYX DRIVE EMERALD POINTE
Legal Subdivision	FINAL PLAT SECTION
Legal Phase	1B
Legal Lot Number	162
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	3
Census Block	3000
Census Tract	11202

Owner

13233 Onyx Dr is owned and occupied by an individual who bought it in November 2016.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13233 ONYX DR, HAGERSTOWN, MD 21742-2956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Jan 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2016 · Amount on File
Deed Sale	Nov 7, 2016 · Amount on File
Deed Document Number	20165363-0500
Deed Book / Page	5363 / 500
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jul 20, 2026
Property Address	13233 ONYX DR, HAGERSTOWN, MD 21742-2956
Document Number	7972000160
Book / Page	7972 / 160
Instrument Date	Jul 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13233 ONYX DR, HAGERSTOWN, MD 21742-2956

Mortgage

Document Number	7972000160,
Date	Jul 20, 2026
Book Page	7972/160

Lender

Name	MIDDLETOWN VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13233 ONYX DR, HAGERSTOWN, MD 21742-2956
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054070140
Date	Jan 3, 2017
Book Page	5407/0140
Instrument	5407-0140

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 13233 Onyx Dr was $6,269 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,269.00 (+5.56%) Homeowner's exemption	$868,900 (+20.83%)	$1,031,600 (-3.62%) Land $104,200 Building $927,400
2025	$5,939.00 Homeowner's exemption	$719,100	$1,070,300 Land $104,200 Building $966,100
2023	$5,652.00 Homeowner's exemption	$543,500 Land $104,200 Building $439,300	$543,500 Land $104,200 Building $439,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13233 Onyx Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13233 Onyx Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Xfinity.

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