13251 Opal Ct, Largo, FL 33773 Property Records

Pinellas County property record for 13251 Opal Ct, Largo, FL 33773

Property Summary

Property TypePlanned Unit Development
Details1,350 sqft · built 2006
Lot Size0.02 acres (884 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Nov 2020)
Tax Bill$2,625 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-991-6885-8

Property Details

APN / Parcel Number

Primary APNC62-000-991-6885-8
Alternative APNs
  • 07-30-16-64140-003-0040
  • R441257

Interior

Stories2 Stories
Building Area1,350 sqft Heated Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Exterior MaterialBrick/Stone
Construction TypeWood Frame
Lot Area884 sqft
View / LotAverage
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Account NumberR441257
Street Address13251 OPAL CT
CityLARGO
StateFL
Zip33773-1681
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionOPAL PLACE BLDG C, UNIT 4
Legal Range16
Legal Township30
Legal Section07
Legal SubdivisionOPAL PLACE
Legal Lot Number4
Legal Unit4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2004
Census Tract25020

Owner

Source: Pinellas County records · APN C62-000-991-6885-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13251 OPAL CT, LARGO, FL 33773-1681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO
Jun 02, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleJun 02, 2017 · Amount on Record
Deed Document Number2020354408
Deed Book / Page21270 / 86
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 24, 2020
Property Address13251 OPAL CT, LARGO, FL 33773-1681
Document Number0212700086
Book / Page21270 / 86
Map ReferenceMB 133 PG 19&20
Instrument DateNov 20, 2020
Instrument2020354408
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7124 REMINGTON OAKS LOOP, 7124, LAKELAND, FL 33810-4790

Transferred To (Grantee/Buyer)

NameVerified Name
Address13251 OPAL CT, LARGO, FL 33773-1681

Mortgage

Document Number0002127088
DateNov 24, 2020
Instrument21270/88
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 02, 2017
Property Address13251 OPAL CT, LARGO, FL 33773-1681
Document Number0196510743
Book / Page19651 / 0743
Map ReferenceMB133 PG19&20
Instrument DateMay 22, 2017
Instrument2017170963
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyBAY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$976.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address459 MARTHAS VINEYARD, 459, FORT MILL, SC 29707-6892

Transferred To (Grantee/Buyer)

NameVerified Name
Address1064 MONTICELLO BLVD N, SAINT PETERSBURG, FL 33703-4544

Mortgage

Document Number2017170964
DateJun 02, 2017
Instrument2017170964
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,625.00 (+8.38%) Homeowner's exemption$180,465 (+5.99%)$266,911 (+28.44%) Building $266,911
2023$2,422.00 (+3.37%) Homeowner's exemption$170,271 (+3%)$207,807 (+7.62%) Building $207,807
2022$2,343.00 Homeowner's exemption$165,312$193,101 Building $193,101

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020 · Hurricane Eta

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile USA, Verizon, WOW Internet, Cable & Phone.

Based on FCC filings for 443 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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