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13231 Opal Ct, Largo, FL 33773 Property Records

Pinellas County property record for 13231 Opal Ct, Largo, FL 33773 · Last verified January 2026

Property Summary

Property TypePlanned Unit Development
Details1,350 sqft · built 2006
OwnerIndividual Name on File
Last Sale$169,000 (Jun 2018)
Tax Bill$621 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-991-6887-4

Property Details

APN / Parcel Number

Primary APNC62-000-991-6887-4
Alternative APNs
  • 07-30-16-64140-003-0060
  • R441259

Interior

Stories2 Stories
Building Area1,350 sqft Heated Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Exterior MaterialBrick/Stone
Construction TypeWood Frame
View / LotAverage
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Account NumberR441259
Street Address13231 OPAL CT
CityLARGO
StateFL
Zip33773-1681
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionOPAL PLACE BLDG C, UNIT 6
Legal Range16
Legal Township30
Legal Section07
Legal SubdivisionOPAL PLACE
Legal Lot Number6
Legal Unit6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2004
Census Tract25020

Owner

Source: Pinellas County records · APN C62-000-991-6887-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13231 OPAL CT, LARGO, FL 33773-1681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ACHIEVA CU
Mar 02, 2020Deed of Trust, Mortgage · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jun 27, 2018Warranty Deed, Transfer · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleNov 01, 2012 · Amount on Record
Deed Document Number2018203108
Deed Book / Page20105 / 0032
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address13231 OPAL CT, LARGO, FL 33773-1681
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13231 OPAL CT, LARGO, FL 33773-1681

Mortgage

Document Number0234452400
DateFeb 06, 2026
Book Page23445/2400
Instrument2026033203
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2046

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address13231 OPAL CT, LARGO, FL 33773-1681
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209040259
DateMar 02, 2020
Book Page20904/259
Instrument2020070528
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 27, 2018
Property Address13231 OPAL CT, LARGO, FL 33773-1681
Document Number0201050032
Book / Page20105 / 0032
Map ReferenceMB 133 PG 19&20
Instrument DateJun 20, 2018
Instrument2018203108
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyTITLE INSURORS OF FLORIDA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11996 LAKE ALLEN DR, 11996, LARGO, FL 33773-2944

Transferred To (Grantee/Buyer)

NameVerified Name
Address13231 OPAL CT, LARGO, FL 33773-1681

Mortgage

Document Number2018203109
DateJun 27, 2018
Instrument2018203109
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$621.00 (+5.97%) Homeowner's exemption$73,282 (+5.99%)$280,586 (+25.03%) Building $280,586
2023$586.00 (+1.56%) Homeowner's exemption$69,143 (+3%)$224,423 (+8.43%) Building $224,423
2022$577.00 Homeowner's exemption$67,129$206,966 Building $206,966

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020, tidal / storm surge, Hurricane Eta

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, Frontier, Verizon, WOW Internet, Cable & Phone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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