1325 Ymca Ln, Counce, TN 38326 Property Records

Hardin County property record for 1325 Ymca Ln, Counce, TN 38326

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,629 sqft · built 1999
Lot Size	1.38 acres (60,479 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2021)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036173 01100`

Property Details

APN / Parcel Number

Primary APN	`036173 01100`
Alternative APN	`173 01100`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,629 sqft Living Area
1st Floor Area	2,592 sqft
Upper Floors Area	936 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,479 sqft
Lot Dimensions	143 ft deep x 420 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,020 sqft
Deck Area	1,920 sqft
Patio Area	2,700 sqft
Gazebo	120 sqft
Boat Access	Boat Access
Boat House	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1325 YMCA LN
City	COUNCE
State	TN
Zip	38326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 4 196/693 WATER ACCESS ESMT ACROSS
Legal Subdivision	JE POTTS
Legal Lot Number	4
Jurisdiction	HARDIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	920600

Owner

1325 Ymca Ln is owned by an individual who bought it in December 2021.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1 EDGEWATER BAY, COUNCE, TN 38326-4662
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Nov 2, 2011 · Amount on File
Deed Document Number	158893
Deed Book / Page	786 / 535
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Dec 13, 2021
Property Address	1325 YMCA LN, COUNCE, TN 38326
Document Number	0000786535
Book / Page	786 / 535
Instrument Date	Dec 10, 2021
Instrument	158893
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EDGEWATER BAY, COUNCE, TN 38326-4662

Mortgage

Document Number	0000158894
Date	Dec 13, 2021
Instrument	158894

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Ymca Ln was $1,963.

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00	$112,150 (-) Land $5,000 Building $107,150
2024	$1,963.00	$112,150 (-) Land $5,000 Building $107,150
2023	$1,963.00 (+21.32%)	$112,150 (+42.78%) Land $5,000 Building $107,150	$448,600 (+42.78%) Land $20,000 Building $428,600
2022	$1,618.00	$78,550 Land $5,000 Building $73,550	$314,200 Land $20,000 Building $294,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 Ymca Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Ymca Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brightspeed.

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