Hardin County property record for 1285 Ymca Ln, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,690 sqft · built 1997 |
| Lot Size | 0.596 acres (25,969 sqft) |
| Owner | Owner Name on File |
| Last Sale | $125,500 (Apr 2014) |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036173 01101 |
| Primary APN | 036173 01101 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,969 sqft |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1285 YMCA LN |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 3 |
| Legal Lot Number | 3 227 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 920600 |
The current owner of 1285 Ymca Ln bought it in April 2014.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1285 YMCA LN, COUNCE, TN 38326-4552 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Apr 29, 2014 · Amount on File |
|---|---|
| Deed Sale | Apr 29, 2014 · Amount on File |
| Prior Sale | Jun 27, 2009 |
| Deed Document Number | 113243 |
| Deed Book / Page | 598 / 703 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 1285 YMCA LN, COUNCE, TN 38326-4552 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 668865 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 668/865 |
| Instrument | 130843 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1285 Ymca Ln was $977.
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 | $55,850 Land $6,250 Building $49,600 | |
| 2023 | $977.00 (+17.85%) | $55,850 (+38.76%) Land $6,250 Building $49,600 | $223,400 (+38.76%) Land $25,000 Building $198,400 |
| 2022 | $829.00 | $40,250 Land $6,250 Building $34,000 | $161,000 Land $25,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1285 Ymca Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1285 Ymca Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
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