1325 Thomas Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1325 Thomas Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,327 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,100 (Nov 2017)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-01.0-1-006-080.10`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-01.0-1-006-080.10`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,327 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	188 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1325 THOMAS DR
City	FESTUS
State	MO
Zip	63028-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ALEXANDER HEIGHTS 5 PHS 1 LOT 23
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	ALEXANDER HEIGHTS 5 PHS 1
Legal Block	1
Legal Lot Number	23
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1008
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 THOMAS DR, FESTUS, MO 63028-1068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 17, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Aug 2, 1999 · Amount on Record
Deed Document Number	201736468
Prior Transfer Date	Apr 1, 1998
Prior Transfer Doc	0828001453
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1325 THOMAS DR, FESTUS, MO 63028-1068
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R019127
Date	Apr 30, 2021
Instrument	2021R-019127

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 17, 2017
Property Address	1325 THOMAS DR, FESTUS, MO 63028-1068
Document Number	0000036468
Instrument Date	Nov 14, 2017
Instrument	36468
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 THOMAS DR FESTUS MO 630281068, FESTUS, MO 63028-1068

Mortgage

Document Number	36469
Date	Nov 17, 2017
Instrument	36469

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,600 (-) Land $4,800 Building $39,800	$235,000 (-) Land $25,300 Building $209,700
2025	$2,448.00 (+5.52%)	$44,600 (+8.25%) Land $4,800 Building $39,800
2024			$235,000 (+8.39%) Land $25,300 Building $209,700
2023	$2,320.00	$41,200 Land $4,800 Building $36,400	$216,800 Land $25,300 Building $191,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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