1309 Thomas Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1309 Thomas Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,324 sqft · built 1969
Lot Size	0.282 acres (12,265 sqft)
Owner	2 Individual Names on File
Last Sale	$162,700 (Oct 2019)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01006062`

Property Details

APN / Parcel Number

Primary APN	`181.001.01006062`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	1,414 sqft
Basement Area	910 sqft
Finished Basement	910 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	12,265 sqft (0.282 acres)
Lot Dimensions	151 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	375 sqft
Porch	Open Frame Porch
Porch Area	63 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1309 THOMAS DR
City	FESTUS
State	MO
Zip	63028-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ALEXANDER HEIGHTS LOT 30 BLOCK 5
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	ALEXANDER HEIGHTS
Legal Block	5
Legal Lot Number	30
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1008
Census Tract	700801

Owner

1309 Thomas Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1309 THOMAS DR, FESTUS, MO 63028-1068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 1, 2019	Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	201930300
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1309 THOMAS DR, FESTUS, MO 63028-1068
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 THOMAS DR, FESTUS, MO 63028-1010

Mortgage

Document Number	0000028590
Date	Nov 15, 2023
Instrument	2023R-028590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1309 THOMAS DR, FESTUS, MO 63028-1068
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R022351
Date	May 21, 2021
Instrument	2021R-022351

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 1, 2019
Property Address	1309 THOMAS DR, FESTUS, MO 63028-1068
Document Number	0000030300
Instrument Date	Sep 27, 2019
Instrument	30300
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1309 THOMAS DR FESTUS MO 630281068, FESTUS, MO 63028-1068

Mortgage

Document Number	30301
Date	Oct 1, 2019
Instrument	30301

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Thomas Dr was $1,525.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,800 (-) Land $3,600 Building $24,200	$146,500 Land $19,000 Building $127,500
2025	$1,525.00	$27,800 Land $3,600 Building $24,200
2024			$146,500 (+8.04%) Land $19,000 Building $127,500
2023	$1,453.00	$25,800 Land $3,600 Building $22,200	$135,600 Land $19,000 Building $116,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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