1325 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1325 S Cherry St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,462 sqft · built 1932
Lot Size0.166 acres (7,250 sqft)
Owner2 Company Names on File
Last Sale$176,300 (Jan 2024)
Tax Bill$2,203 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN14778

Property Details

APN / Parcel Number

Primary APN14778
Alternative APN
  • 0290-00-000-038-0-003-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,462 sqft Living Area
1st Floor Area1,462 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1983
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Patio Area60 sqft
Putting GreenPutting Green
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14778
Street Address1325 S CHERRY ST
CityADA
StateOK
Zip74820-8137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN50' OF E/2 LOT 38 SOUTHSIDE ADDITION
Legal SubdivisionSOUTHSIDE -ADA SD- NW 4-3-6
Legal Lot Number38
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group3
Census Block3012
Census Tract89300

Owner

1325 S Cherry St is owned by a company that acquired it in March 2026.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address820 CRIMSON RD, ARGYLE, TX 76226-6899
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer
Jan 19, 2024Warranty Deed, Transfer
Sep 27, 2018Warranty Deed, Transfer · Conventional Mortgage
GATEWAY MORTGAGE GROUP LLC
Aug 22, 2017Warranty Deed, Transfer · FHA Mortgage
BANK2

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2024 · Amount on File
Deed SaleJan 19, 2024 · Amount on File
Prior SaleSep 27, 2018 · Amount on File
Deed Document Number2024272
Deed Book / Page3762 / 46
Last Transfer DateMar 3, 2026
Transfer Doc0000001594
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPONTOTOC OK
Recording DateMar 30, 2026
Property Address1325 S CHERRY ST, ADA, OK 74820-8137
Document Number003991/269
Book / Page3991 / 269
Instrument DateMar 3, 2026
InstrumentI-2026-001594
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address820 CRIMSON RD, ARGYLE, TX 76226-6899

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address820 CRIMSON RD, ARGYLE, TX 76226-6899

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJan 19, 2024
Property Address1325 S CHERRY ST, ADA, OK 74820-8137
Document Number0003762/46
Book / Page3762 / 46
Instrument DateJan 12, 2024
InstrumentI-2024-000272
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount on Record
Tax$264.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1325 S CHERRY ST, ADA, OK 74820-8137

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateSep 27, 2018
Property Address1325 S CHERRY ST, ADA, OK 74820-8137
Document Number003250/142
Book / Page3250 / 142
Instrument DateSep 25, 2018
Instrument2018-005338
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$206.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1325 S CHERRY ST, ADA, OK 74820-8137

Mortgage

Document Number2018005339
DateSep 27, 2018
Instrument2018-005339
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateAug 22, 2017
Property Address1325 S CHERRY ST, ADA, OK 74820-8137
Document Number003145/123
Book / Page3145 / 123
Instrument DateAug 18, 2017
Instrument2017-004383
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 S CHERRY ST, ADA, OK 74820-8137

Mortgage

Document Number2017004384
DateAug 22, 2017
Instrument2017-004384
Lender
NameBANK2
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1325 S Cherry St was $2,203, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,363 (+0.98%) Land $2,100 Building $19,263$178,031 (+0.98%) Land $17,500 Building $160,531
2025$2,203.00 (+1.29%)$21,156 (+22.83%) Land $2,100 Building $19,056$176,300 (+0.17%) Land $17,500 Building $158,800
2024$2,175.00 (+28.55%)$17,224 (+5%) Land $2,100 Building $15,124$176,000 (+28.75%) Land $17,500 Building $158,500
2023$1,692.00$16,404 Land $2,100 Building $14,304$136,700 Land $17,500 Building $119,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2021–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 S Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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