Pontotoc County property record for 1318 S Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,336 sqft · built 1925 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,500 (Feb 2021) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jun 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 14764 |
| Primary APN | 14764 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 399 sqft |
| Patio Area | 91 sqft |
| Shed | 1 Shed |
| Shed Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14764 |
|---|---|
| Street Address | 1318 S CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820-8138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N50' OF W135' OF N100' LOT 33 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE -ADA SD- NW 4-3-6 |
| Legal Lot Number | 33 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 89300 |
1318 S Cherry St is owned and occupied by two individuals who bought it in February 2021.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1318 S CHERRY ST, ADA, OK 74820-8138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jun 6, 2018 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Prior Sale | Jun 6, 2018 · Amount on File |
| Deed Document Number | 2021895 |
| Deed Book / Page | 3475 / 238 |
| Prior Transfer Date | Jun 4, 2018 |
| Prior Transfer Doc | 3221/080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Feb 19, 2021 |
| Property Address | 1318 S CHERRY ST, ADA, OK 74820-8138 |
| Document Number | 3475/238 |
| Book / Page | 3475 / 238 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021-000895 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1318 S CHERRY ST, ADA, OK 74820-8138 |
| Document Number | 003475/239 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 3475/239 |
| Instrument | 2021-000896 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 6, 2018 |
| Property Address | 1318 S CHERRY ST, ADA, OK 74820-8138 |
| Document Number | 3221/080 |
| Book / Page | 3221 / 080 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 2018-003045 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1500 E 17TH ST, ADA, OK 74820-4301 |
The 2025 property tax bill for 1318 S Cherry St was $1,253 with a homeowner's exemption, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,420 (+3%) Land $1,500 Building $11,920 | $111,831 (-9.66%) Land $12,500 Building $99,331 | |
| 2025 | $1,253.00 (+1.29%) Homeowner's exemption | $13,029 (+3%) Land $1,500 Building $11,529 | $123,792 (-2.82%) Land $12,500 Building $111,292 |
| 2024 | $1,237.00 (+6.27%) Homeowner's exemption | $12,649 (+3%) Land $1,500 Building $11,149 | $127,386 (+11%) Land $12,500 Building $114,886 |
| 2023 | $1,164.00 Homeowner's exemption | $12,281 Land $1,500 Building $10,781 | $114,759 Land $12,500 Building $102,259 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1318 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1318 S Cherry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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