1325 Monticello Dr, Pinehurst, NC 28374 Property Records

Moore County property record for 1325 Monticello Dr, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,555 sqft · built 1993
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (May 2017)
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85621950634`

Property Details

APN / Parcel Number

Primary APN	`85621950634`
Alternative APNs	`856219500634` `00016846` `97023629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,555 sqft Living Area
1st Floor Area	2,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	15,769 sqft (0.362 acres)
Porch	Porch
Porch Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97023629
Street Address	1325 MONTICELLO DR
City	PINEHURST
State	NC
Zip	28374-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	UNIT 8 LOT 326 327 PH I PINEHURST MUNI MONTICELLO
Legal Subdivision	PINEHURST INCORPORATED
Legal Phase	1
Legal Lot Number	326-327
Legal Unit	8
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	950702

Owner

1325 Monticello Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 31, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 25, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Deed Document Number	20177410
Deed Book / Page	4819 / 409
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714

Mortgage

Document Number	006414/322
Date	Sep 17, 2025
Book Page	6414/322
Instrument	2025013274

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714

Mortgage

Document Number	005967/470
Date	Jan 31, 2023
Book Page	5967/470
Instrument	2023001154

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 25, 2017
Property Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714
Document Number	4819/409
Book / Page	4819 / 409
Map Reference	MB 10 PG 27-30
Instrument Date	May 22, 2017
Instrument	2017007410
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 MERIDIAN RIVER RUN, 1108, SPARTANBURG, SC 29301-6170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 MONTICELLO DR, PINEHURST, NC 28374-8714

Mortgage

Document Number	4819/412
Date	May 25, 2017
Book Page	4819/412
Instrument	2017007411

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1325 Monticello Dr was $2,528, down 0.9% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Pinehurst Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (-0.9%)	$457,630 (-) Land $50,000 Building $407,630
2025	$2,551.00	$457,630 Land $50,000 Building $407,630
2024			$457,630 (-) Land $50,000 Building $407,630
2023	$2,734.00	$457,630 Land $50,000 Building $407,630	$457,630 Land $50,000 Building $407,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Monticello Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Monticello Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-PINEHURST serves 31,390 people · EPA ID NC0363108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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