1315 Monticello Dr, Pinehurst, NC 28374 Property Records

Moore County property record for 1315 Monticello Dr, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 2004
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2006)
Tax Bill	$1,976 (2026)
Deeds & Mortgages	Dec 2012 Reverse Mortgage Mar 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85621950532`

Property Details

APN / Parcel Number

Primary APN	`85621950532`
Alternative APNs	`856219500532` `00015547` `2150825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	11,892 sqft (0.273 acres)
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2150825
Street Address	1315 MONTICELLO DR
City	PINEHURST
State	NC
Zip	28374-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	UNIT 8 LOT 325 PH I PINEHURST MUNI MONTICELLO
Legal Subdivision	PINEHURST INC
Legal Phase	1
Legal Lot Number	325
Legal Unit	8
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	950702

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2012	Deed of Trust, Mortgage · Reverse Mortgage GENWORTH FINANCIAL HOME EQUITY ACCESS
Mar 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Mar 4, 2005	Deed of Trust, Mortgage USAA FSB
Jul 5, 2006	Warranty Deed, Transfer · ARM RBC CENTURA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2006 · Amount on Record
Deed Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	200613500
Deed Book / Page	3058 / 138
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004123/272
Date	Dec 4, 2012
Book Page	4123/272
Instrument	2012017913

Lender

Name	GENWORTH FINANCIAL HOME EQUITY ACCESS
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	922 Months
Due	Oct 26, 2089

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Feb 1, 2013
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	13.2%

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002750/558
Date	Mar 4, 2005
Book Page	2750/558
Instrument	2005004069

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	5.37%
Change Frequency	Annually
Index	LIBOR

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002750/579
Date	Mar 4, 2005
Book Page	2750/579
Instrument	2005004070

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2025

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 5, 2006
Property Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714
Document Number	003058/138
Book / Page	3058 / 138
Map Reference	MB10 PG27-30
Instrument Date	Jun 26, 2006
Instrument	2006013500
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MONTICELLO DR, PINEHURST, NC 28374-8714

Mortgage

Document Number	2006013501
Date	Jul 5, 2006
Instrument	2006013501

Lender

Name	RBC CENTURA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Pinehurst Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,976.00 (+98.19%)	$357,740 (-) Land $50,000 Building $307,740
2025	$997.00 (-6.65%)	$357,740 (-) Land $50,000 Building $307,740
2024			$357,740 (-) Land $50,000 Building $307,740
2023	$1,068.00	$357,740 Land $50,000 Building $307,740	$357,740 Land $50,000 Building $307,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-PINEHURST serves 31,390 people · EPA ID NC0363108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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