1325 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1325 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,445 sqft · built 2020
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Trust Names on File
Last Sale	$580,000 (Apr 2022)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-496-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-496-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	12,632 sqft (0.289 acres)
Terrain	Low
Garage Area	636 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1325 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESIDENTIAL DISTRICT
Legal Description	LOT 9 PH 1 SEC 1 CONGLETON
Legal Block	3
Legal Lot Number	9
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1325 Lt Congleton Rd is owner-occupied and held in a trust since July 2022.

Source: New Hanover County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Dec 18, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	00655602093
Deed Book / Page	6556 / 2093
Last Transfer Date	Jul 5, 2022
Transfer Doc	00657701947
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00649602002
Date	Sep 29, 2021
Book Page	6496/2002
Instrument	2021047183

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 14, 2022
Property Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Document Number	00655602093
Book / Page	6556 / 2093
Map Reference	MB 67 PG 233-235
Instrument Date	Apr 1, 2022
Instrument	2022014591
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3317 CURLEW DR, 3317, BERTHOUD, CO 80513-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150

Mortgage

Document Number	2022014592
Date	Apr 14, 2022
Instrument	2022014592

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 18, 2020
Property Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Document Number	0063921355
Book / Page	006392 / 001355
Instrument Date	Dec 1, 2020
Instrument	54771
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 LT CONGLETON RD WILMINGTON NC 284090150, WILMINGTON, NC 28409-0150

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Lt Congleton Rd was $2,742, up 15.4% from the year before.

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (+15.4%)	$711,100 Land $119,400 Building $591,700	$711,100 Land $119,400 Building $591,700
2024	$2,376.00 (+0.17%)
2023	$2,372.00 (-0.92%)	$445,100 Land $66,200 Building $378,900	$445,100 Land $66,200 Building $378,900
2022	$2,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Lt Congleton Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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