1321 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1321 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,044 sqft · built 2020
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$450,500 (Nov 2020)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-497-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-497-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,044 sqft Living Area
1st Floor Area	1,682 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	12,632 sqft (0.29 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1321 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 10 PH 1 SEC 1 CONGLETON
Legal Subdivision	CONGLETON
Legal Block	3
Legal Lot Number	10
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1321 Lt Congleton Rd is owned and occupied by an individual who bought it in November 2020.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1321 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202046539
Deed Book / Page	6374 / 2171
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1321 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00663201171
Date	Apr 10, 2023
Book Page	6632/1171
Instrument	2023008418

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Lt Congleton Rd was $2,332, up 10.1% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,700 (-) Land $119,400 Building $483,300	$602,700 (-) Land $119,400 Building $483,300
2025	$2,332.00 (+10.05%)	$602,700 Land $119,400 Building $483,300	$602,700 Land $119,400 Building $483,300
2024	$2,119.00 (+0.19%)
2023	$2,115.00 (-0.94%)	$395,900 Land $66,200 Building $329,700	$395,900 Land $66,200 Building $329,700
2022	$2,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Lt Congleton Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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