1325 Howard St, Sumter, SC 29153 Property Records

Sumter County property record for 1325 Howard St, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1963
Lot Size	0.457 acres (19,885 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`268-01-01-011`

Property Details

APN / Parcel Number

Primary APN	`268-01-01-011`
Alternative APN	`53883`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,885 sqft (0.457 acres)
Lot Dimensions	205 ft deep x 97 ft wide
Garage Type	Detached
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Utility Building	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53883
Street Address	1325 HOWARD ST
City	SUMTER
State	SC
Zip	29153-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 Z15-54 97 FT
Legal Lot Number	23
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1013
Census Tract	1100

Owner

Source: Sumter County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3070 SUN VALLEY DR, SUMTER, SC 29154-7091
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage J DEAN GAINEY
Mar 23, 2026	Deed, Transfer · Conventional Mortgage PINNACLE BANK
Apr 22, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2024	Deed, Transfer
Sep 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 7, 2018
Transfer Doc	0012482964
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1325 HOWARD ST, SUMTER, SC 29153-8527
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013411449
Date	Jun 18, 2025
Book Page	1341/1449

Lender

Name	J DEAN GAINEY
Type	Private Party
Address	2573 BROAD ST, SUMTER, SC 29150

Agreement

Amount	Amount Recorded
Term	10 Months
Due	Apr 17, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 23, 2026
Property Address	1325 HOWARD ST, SUMTER, SC 29153-8527
Document Number	0013515506
Book / Page	1351 / 5506
Map Reference	MB Z-15 PG 54
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3070 SUN VALLEY DR, SUMTER, SC 29154-7091

Mortgage

Document Number	0013515510
Date	Mar 23, 2026
Instrument	1351/5510

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 22, 2024
Property Address	1325 HOWARD ST, SUMTER, SC 29153-8527
Document Number	0013260221
Book / Page	1326 / 221
Map Reference	MB Z-15 PG 54
Instrument Date	Apr 11, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 HOWARD ST, SUMTER, SC 29153-8527

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 19, 2024
Property Address	1325 HOWARD ST, SUMTER, SC 29153-8527
Document Number	0013245486
Book / Page	1324 / 5486
Map Reference	MB Z-15 PG 54
Instrument Date	Mar 19, 2024
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 HOWARD ST, SUMTER, SC 29153-8527

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 18, 2018
Property Address	1325 HOWARD ST, SUMTER, SC 29153-8527
Document Number	0012482964
Book / Page	001248 / 002964
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1325 HOWARD ST SUMTER SC 291538527, SUMTER, SC 29153-8527

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00 (+523.77%)	$8,370 (+88.09%) Land $520 Building $7,850	$139,447 (+25.34%) Land $8,690 Building $130,757
2023	$467.00 (+0.86%)	$4,450 (-) Land $350 Building $4,100	$111,256 (-) Land $8,685 Building $102,571
2022	$463.00	$4,450 Land $350 Building $4,100	$111,256 Land $8,685 Building $102,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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