Sumter County property record for 1314 Howard St, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,597 sqft · built 1959 |
| Lot Size | 0.442 acres (19,270 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 268-01-01-017 |
| Primary APN | 268-01-01-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,597 sqft Living Area |
| Gross Area | 1,801 sqft |
| 1st Floor Area | 1,597 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,270 sqft (0.442 acres) |
| Lot Dimensions | 205 ft deep x 94 ft wide |
| Garage Type | Detached |
| Porch | Covered/Finished Porch |
| Shed | 1 Shed |
| Utility Building | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 53888 |
|---|---|
| Street Address | 1314 HOWARD ST |
| City | SUMTER |
| State | SC |
| Zip | 29153-8528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 12 Z15-54 HOWARD ST 107 FT |
| Legal Lot Number | 12 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1100 |
Source: Sumter County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 11, 2021 | Intrafamily Transfer, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Nov 2, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2021 |
| Deed Sale | Oct 11, 2021 |
| Prior Sale | Nov 2, 2017 · Amount on Record |
| Deed Book / Page | 1292 / 3728 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0012923728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 24, 2026 |
| Property Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Document Number | 1359004604 |
| Book / Page | 1359 / 4604 |
| Instrument Date | Sep 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Document Number | 1359004604, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 1359/4604 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 11, 2021 |
| Property Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Document Number | 0012923728 |
| Book / Page | 1292 / 3728 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Document Number | 0012923733 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 1292/3733 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 2, 2017 |
| Property Address | 1314 HOWARD ST, SUMTER, SC 29153-8528 |
| Document Number | 0012383166 |
| Book / Page | 001238 / 003166 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 HOWARD ST SUMTER SC 291538528, SUMTER, SC 29153-8528 |
| Document Number | 12383170 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 001238/003170 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 (+2.65%) | $3,830 (+1.32%) Land $390 Building $3,440 | $95,660 (+1.45%) Land $9,630 Building $86,030 |
| 2023 | $679.00 (+0.74%) | $3,780 (-) Land $390 Building $3,390 | $94,295 (-) Land $9,630 Building $84,665 |
| 2022 | $674.00 | $3,780 Land $390 Building $3,390 | $94,295 Land $9,630 Building $84,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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