Pontotoc County property record for 1325 Houpt Rd, Pontotoc, MS 38863 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,782 sqft · built 1980 |
| Lot Size | 4.29 acres (186,872 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-19-000-009.03 |
| Primary APN | 074-19-000-009.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,782 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 186,872 sqft (4.29 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24336 |
|---|---|
| Street Address | 1325 HOUPT RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.29 AC SE1/4 20184553 3/6/18 662 419 4465 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950500 |
Source: Pontotoc County records · APN 074-19-000-009.03
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage OXFORD UNIVERSITY BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Feb 04, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Document Number | 2021004636 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021004636 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 12, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Document Number | 2020003384 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020003384 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 LACEY LN, PONTOTOC, MS 38863-1425 |
| Document Number | 2019000494 |
|---|---|
| Date | Feb 04, 2019 |
| Instrument | 2019000494 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1325 HOUPT RD, PONTOTOC, MS 38863-7766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 LACEY LN, PONTOTOC, MS 38863-1425 |
| Document Number | 2019001321 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019001321 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 Homeowner's exemption | $11,580 (-) | $115,797 (-) Land $12,650 Building $103,147 |
| 2023 | $1,480.00 Homeowner's exemption | $11,580 | $115,797 Land $12,650 Building $103,147 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| North East Fiber | Fiber | 2,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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