Pontotoc County property record for 277 Houpt Rd, Pontotoc, MS 38863 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 4,555,505 sqft (104 acres) |
| Garage | 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,103.00 (2025) |
| Primary APN | 074-18-000-015.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,560 sqft Living Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 4,555,505 sqft (104 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 600 sqft Shed |
| Utility Building | 192 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 4582 |
|---|---|
| Street Address | 277 HOUPT RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 104.58 AC SW1/4 DB 502-227 6/90 701-468 5/19/98 20005622 11/5/00 20093688 9/15/09 20143828 8/4/14 489 6371 |
| Jurisdiction | PONTOTOC MS |
| Minor Civil Division | 3 |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 950500 |
Source: Pontotoc County records · APN 074-18-000-015.01
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Nov 03, 2023 | Deed of Trust, Mortgage · Closed End Mortgage FIRST CHOICE BANK |
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Nov 26, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Document Number | 2024000449 |
|---|---|
| Date | Feb 06, 2024 |
| Instrument | 2024000449 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Document Number | 2023004552 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 2023004552 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Document Number | 2023002415 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023002415 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 13, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 277 HOUPT RD, PONTOTOC, MS 38863-6708 |
| Document Number | 2018004507 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018004507 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 23, 2025 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 (-5.08%) Homeowner's exemption Senior Citizen's exemption | $8,634 (-5.04%) | $77,947 (-3.77%) Land $27,739 Building $50,208 |
| 2023 | $1,162.00 Homeowner's exemption Senior Citizen's exemption | $9,092 | $80,997 Land $30,789 Building $50,208 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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