Hamilton County property record for 1325 Edwards Rd, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1906 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jun 2026) |
| Tax Bill | $10,319 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0008-0090-00 |
| Primary APN | 046-0008-0090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 608 sqft |
| Upper Floors Area | 608 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | Deck Area |
| Patio Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1325 EDWARDS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1325 EDWARDS RD 50 X 100 LOT 11 NILES PK SUB |
| Legal Subdivision | NILES PK SUB |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 046-0008-0090-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage CINFED FEDERAL CREDIT UNION |
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MTG |
| Apr 20, 2018 | Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 202643912 |
| Deed Book / Page | 15680 / 1749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 04, 2026 |
| Property Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000043912 |
| Book / Page | 15680 / 1749 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202643912 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000043913, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 202643913 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000022261 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 15630/1974 |
| Instrument | 2026-0022261 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000116426 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1325 EDWARDS RD CINCINNATI OH 452082753, CINCINNATI, OH 45208-2753 |
| Document Number | 0000116426 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 014290/000314 |
| Instrument | 116426 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 20, 2018 |
| Property Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000003220 |
| Map Reference | MB 14 PG 81 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 18-0033220 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1325 EDWARDS RD, CINCINNATI, OH 45208-2753 |
| Document Number | 0000003221 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 18-0033221 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,319.00 (+3.06%) | $167,094 (-) Land $74,190 Building $92,904 | $477,410 (-) Land $211,970 Building $265,440 |
| 2024 | $10,013.00 (-2.16%) | $167,094 (-) Land $74,190 Building $92,904 | |
| 2023 | $10,234.00 (+9.84%) | $167,094 (+22.44%) Land $74,190 Building $92,904 | $477,410 (+22.44%) Land $211,970 Building $265,440 |
| 2022 | $9,317.00 Homeowner's exemption | $136,466 Land $54,184 Building $82,282 | |
| 2020 | $389,900 Land $154,810 Building $235,090 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610049003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 686 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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