Hamilton County property record for 1323 Edwards Rd, Cincinnati, OH 45208
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 3,167 sqft · built 1906 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2010) |
| Tax Bill | $12,849 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0008-0103-00 |
| Primary APN | 046-0008-0103-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,167 sqft Living Area |
| Gross Area | 4,415 sqft |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 1,360 sqft |
| Attic | Attic |
| Attic Area | 559 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Type | Detached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1323 EDWARDS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2713 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | 1321-23 EDWARDS RD 50 X 150 LOT 59 NILES PARK SUB |
| Legal Subdivision | NILES PARK SUB |
| Legal Lot Number | 59 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1321 EDWARDS RD, CINCINNATI, OH 45208-2713 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG CORP/NJ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on Record |
| Deed Sale | Jun 30, 2010 · Amount on Record |
| Deed Document Number | 201073270 |
| Deed Book / Page | 11468 / 1168 |
| Prior Transfer Date | Aug 28, 1998 |
| Prior Transfer Doc | 0000162826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2026 |
| Property Address | 1323 EDWARDS RD, CINCINNATI, OH 45208-2713 |
| Document Number | 0000039078 |
| Book / Page | 15669 / 2022 |
| Instrument Date | May 13, 2026 |
| Instrument | 202639078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1323 EDWARDS RD, CINCINNATI, OH 45208-2713 |
| Document Number | 0000039078, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 15669/2022 |
| Instrument | 202639078 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1323 EDWARDS RD, CINCINNATI, OH 45208-2713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000105285 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 17-0105285 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1323 EDWARDS RD, CINCINNATI, OH 45208-2713 |
| Document Number | 0000101788 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1321 EDWARDS RD CINCINNATI OH 452082713, CINCINNATI, OH 45208-2713 |
| Document Number | 0000101788 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 014266/001652 |
| Instrument | 101788 |
| Name | FREEDOM MTG CORP/NJ |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,849.00 (+2.22%) | $206,318 (-) Land $90,475 Building $115,843 | $589,480 (-) Land $258,500 Building $330,980 |
| 2024 | $12,570.00 (-1.6%) | $206,318 (-) Land $90,475 Building $115,843 | |
| 2023 | $12,774.00 (+6.66%) | $206,318 (+18.95%) Land $90,475 Building $115,843 | $589,480 (+18.95%) Land $258,500 Building $330,980 |
| 2022 | $11,976.00 Homeowner's exemption | $173,454 Land $66,077 Building $107,377 | |
| 2020 | $495,580 Land $188,790 Building $306,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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