1325 Derby Dr, Merced, CA 95348 Property Records

Merced County property record for 1325 Derby Dr, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,460 sqft · built 2006
Lot Size0.122 acres (5,330 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jul 2019)
Tax Bill$4,674 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN206-151-001-000

Property Details

APN / Parcel Number

Primary APN206-151-001-000
Alternative APN
  • 206151001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,460 sqft Living Area
Gross Area2,905 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood Frame
Lot Area5,330 sqft (0.122 acres)
Garage TypeAttached
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number206151001
Street Address1325 DERBY DR
CityMERCED
StateCA
Zip95348-8721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY PARK SUBDIVISION LOT #112
Legal SubdivisionUNIVERSITY PARK SUB
Legal Lot Number112
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1009
Census Tract1008

Owner

Source: Merced County records · APN 206-151-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2217 ARMADA WAY, SAN MATEO, CA 94404-1559
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Jul 19, 2019Quit Claim Deed, Transfer
CASHCALL
Jul 19, 2019Grant Deed, Transfer · Conventional Mortgage
CASHCALL
Nov 01, 2019Correction Deed
TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleJul 19, 2019 · Amount on Record
Deed Document Number2019021661
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address1325 DERBY DR, MERCED, CA 95348-8721
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyUNISOURCE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2217 ARMADA WAY, SAN MATEO, CA 94404-1559

Mortgage

Document Number0000037979
DateOct 20, 2020
Instrument2020037979
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJul 19, 2019
Property Address1325 DERBY DR, MERCED, CA 95348-8721
Document Number0000021662
Instrument DateJul 15, 2019
Instrument21662
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2217 ARMADA WAY SAN MATEO CA 944041559, SAN MATEO, CA 94404-1559

Mortgage

Document Number21663
DateJul 19, 2019
Instrument21663
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 19, 2019
Property Address1325 DERBY DR, MERCED, CA 95348-8721
Document Number0000021661
Instrument DateJul 09, 2019
Instrument21661
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2217 ARMADA WAY SAN MATEO CA 944041559, SAN MATEO, CA 94404-1559

Mortgage

Document Number21663
DateJul 19, 2019
Instrument21663
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

November 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateNov 01, 2019
Property Address1325 DERBY DR, MERCED, CA 95348-8721
Document Number0000035820
Instrument DateJul 09, 2019
Instrument35820
Record UpdatedDec 04, 2019
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$319.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2217 ARMADA WAY SAN MATEO CA 944041559, SAN MATEO, CA 94404-1559

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,674.00 (+6.88%)$317,152 (+4.04%) Land $71,084 Building $246,068
2023$4,373.00 (+2.29%)$304,839 Land $68,325 Building $236,514
2022$4,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies, California Internet.

Based on FCC filings for 787 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Derby Dr

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