1321 Derby Dr, Merced, CA 95348 Property Records

Merced County property record for 1321 Derby Dr, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,094 sqft · built 2005
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Owner Names on File
Last Sale	$219,000 (May 2010)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-102-001-000`

Property Details

APN / Parcel Number

Primary APN	`206-102-001-000`
Alternative APN	`206102001`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,094 sqft Living Area
Gross Area	3,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	5,250 sqft (0.12 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206102001
Street Address	1321 DERBY DR
City	MERCED
State	CA
Zip	95348-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW CREEK AT COMPASS POINTE UNIT NO.1 LOT 24
Legal Subdivision	SHADOW CREEK AT COMPASS POINTE
Legal Lot Number	24
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1008

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1321 DERBY DR, MERCED, CA 95348-8721
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2010 · Amount on Record
Deed Sale	May 6, 2010 · Amount on Record
Prior Sale	May 12, 2010
Deed Document Number	0000017171
Last Transfer Date	Mar 24, 2014
Transfer Doc	0000008487
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1321 DERBY DR, MERCED, CA 95348-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027090
Date	Aug 22, 2017
Instrument	2017-027090

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1321 DERBY DR, MERCED, CA 95348-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 DERBY DR, MERCED, CA 95348-8721

Mortgage

Document Number	0000043988
Date	Nov 20, 2020
Instrument	2020043988

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1321 DERBY DR, MERCED, CA 95348-8721
Document Number	0000020344
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 DERBY DR MERCED CA 953488721, MERCED, CA 95348-8721

Mortgage

Document Number	0000020344
Date	Jul 5, 2018
Instrument	20344

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2033

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,217.00 (+6.92%) Homeowner's exemption	$282,676 (+4.04%) Land $10,320 Building $272,356
2023	$3,944.00 (+2.47%) Homeowner's exemption	$271,701 Land $9,920 Building $261,781
2022	$3,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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