1325 Cornish Rd, Troy, OH 45373 Property Records

Miami County property record for 1325 Cornish Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$218,500 (May 2021)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-055212`

Property Details

APN / Parcel Number

Primary APN	`D08-055212`
Alternative APNs	`050617.4-09-007-00` `D08NW085 00500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	3,520 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1325 CORNISH RD
City	TROY
State	OH
Zip	45373-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5786
Legal Subdivision	WESTBROOK SUBDIVISION NO 8
Legal Lot Number	5786
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2009
Census Tract	365002

Owner

Source: Miami County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 CORNISH RD, TROY, OH 45373-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC
May 6, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	20212021OR-07948
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000011417
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 9, 2026
Property Address	1325 CORNISH RD, TROY, OH 45373-1209
Document Number	0000011417
Instrument Date	Sep 4, 2026
Instrument	202611417
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CORNISH RD, TROY, OH 45373-1209

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Sep 4, 2026
Property Address	1325 CORNISH RD, TROY, OH 45373-1209
Document Number	0000011275
Instrument Date	Aug 28, 2026
Instrument	202611275
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate, 150
Address	1325 CORNISH RD, TROY, OH 45373-1209

Mortgage

Document Number	0000011275,
Date	Sep 4, 2026
Instrument	202611275

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1325 CORNISH RD, TROY, OH 45373-1209
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CORNISH RD, TROY, OH 45373-1209

Mortgage

Document Number	0000001002
Date	Feb 1, 2024
Instrument	2024OR-01002

Lender

Name	RIVER VALLEY CU INC
Type	Credit Union
Address	505 EARL BLVD, MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	May 6, 2021
Property Address	1325 CORNISH RD, TROY, OH 45373-1209
Document Number	0000007948
Map Reference	MB 10 PG 31
Instrument Date	May 1, 2021
Instrument	2021OR-07948
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1325 CORNISH RD, TROY, OH 45373-1209

Mortgage

Document Number	0000007949
Date	May 6, 2021
Instrument	2021OR-07949

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00 (-2.2%) Homeowner's exemption	$80,610 (+11.25%) Land $11,030 Building $69,580	$230,300 (+11.26%) Land $31,500 Building $198,800
2024	$2,731.00 (+2.21%) Homeowner's exemption	$72,460 (-) Land $11,940 Building $60,520
2023	$2,672.00 (+17.5%) Homeowner's exemption	$72,460 (-) Land $11,940 Building $60,520	$207,000 (-) Land $34,100 Building $172,900
2022	$2,274.00 Homeowner's exemption	$72,460 Land $11,940 Building $60,520	$207,000 Land $34,100 Building $172,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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