13246 Birkenhead St, Carmel, IN 46032 Property Records

Hamilton County property record for 13246 Birkenhead St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,666 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Jan 2016)
Tax Bill	$13,125 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-053-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-053-008.000-018`
Alternative APN	`1709280053008000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,666 sqft Living Area
Gross Area	8,011 sqft
1st Floor Area	6,171 sqft
2nd Floor Area	2,133 sqft
Basement Area	2,019 sqft
Finished Basement	1,514 sqft
Unfinished Basement	505 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Brick
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	167 ft deep x 93.8 ft wide
Garage Type	Attached
Garage Area	1,840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13246 BIRKENHEAD ST
City	CARMEL
State	IN
Zip	46032-7099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .45, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 9003, LOT 18, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	VILLAGE OF WESTCLAY SECTION 9003
Legal Lot Number	18
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3017
Census Tract	110909

Owner

Source: Hamilton County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	20162851
Last Transfer Date	Apr 21, 2017
Transfer Doc	0000017464
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jun 15, 2026
Property Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099
Document Number	0000026590
Instrument Date	Jun 8, 2026
Instrument	202626590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099

Mortgage

Document Number	0000026590,
Date	Jun 15, 2026
Instrument	202626590

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2046

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066363
Date	Sep 10, 2021
Instrument	2021066363

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	5.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064320
Date	Sep 2, 2021
Instrument	2021064320

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 31, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 21, 2017
Property Address	13246 BIRKENHEAD ST, CARMEL, IN 46032-7099
Document Number	0000017464
Instrument Date	Apr 21, 2017
Instrument	17464
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13246 BIRKENHEAD ST CARMEL IN 460327099, CARMEL, IN 46032-7099

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,340,800 (+17.88%) Land $246,400 Building $1,094,400	$1,340,800 (+17.88%) Land $246,400 Building $1,094,400
2024	$13,125.00 (+34.89%)	$1,137,400 (+33.31%) Land $246,400 Building $891,000	$1,137,400 (+33.31%) Land $246,400 Building $891,000
2023	$9,730.00 (+9.04%) Homeowner's exemption	$853,200 (+9.96%) Land $246,400 Building $606,800	$853,200 (+9.96%) Land $246,400 Building $606,800
2022	$8,923.00 Homeowner's exemption	$775,900 Land $126,200 Building $649,700	$775,900 Land $126,200 Building $649,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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