13245 Birkenhead St, Carmel, IN 46032 Property Records

Hamilton County property record for 13245 Birkenhead St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,471 sqft · built 2012
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$10,225 (2024)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-053-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-053-012.000-018`
Alternative APN	`1709280053012000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,471 sqft Living Area
1st Floor Area	2,092 sqft
2nd Floor Area	1,806 sqft
Basement Area	2,068 sqft
Finished Basement	1,573 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	186 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280053012000
Street Address	13245 BIRKENHEAD ST
City	CARMEL
State	IN
Zip	46032-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 9003, LOT 22, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	THE VILLAGE OF WESTCLAY
Legal Lot Number	22 121
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3016
Census Tract	110909

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13245 BIRKENHEAD ST, CARMEL, IN 46032-7097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2015
Deed Sale	May 14, 2015
Prior Sale	Nov 1, 2012 · Amount on Record
Deed Document Number	2015022812
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13245 BIRKENHEAD ST, CARMEL, IN 46032-7097
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026866
Date	May 31, 2022
Instrument	2022026866

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13245 BIRKENHEAD ST, CARMEL, IN 46032-7097
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022954
Date	Mar 25, 2021
Instrument	2021022954

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13245 BIRKENHEAD ST, CARMEL, IN 46032-7097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005711
Date	Feb 3, 2020
Instrument	2020005711

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13245 BIRKENHEAD ST, CARMEL, IN 46032-7097
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063452
Date	Sep 14, 2020
Instrument	2020063452

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,039,300 (+16.72%) Land $240,100 Building $799,200	$1,039,300 (+16.72%) Land $240,100 Building $799,200
2024	$10,225.00 (+32.09%)	$890,400 (+30.42%) Land $240,100 Building $650,300	$890,400 (+30.42%) Land $240,100 Building $650,300
2023	$7,741.00 (+16.79%) Homeowner's exemption	$682,700 (+17.81%) Land $240,100 Building $442,600	$682,700 (+17.81%) Land $240,100 Building $442,600
2022	$6,628.00 Homeowner's exemption	$579,500 Land $122,900 Building $456,600	$579,500 Land $122,900 Building $456,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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