13242 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13242 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,532 sqft · built 2019
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2019)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-284-10`

Property Details

APN / Parcel Number

Primary APN	`007-284-10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Lot Area	6,752 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13242 CAITE RIDGE RD
City	DAVIDSON
State	NC
Zip	28036-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L189 M63-176/177
Legal Subdivision	WESTBRANCH
Legal Block	4
Legal Lot Number	189
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3047
Census Tract	6403

Owner

13242 Caite Ridge Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 15, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Deed Document Number	2019155942
Deed Book / Page	34039 / 655
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 13, 2026
Property Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Document Number	0000074125
Book / Page	40565 / 795
Instrument Date	Jun 26, 2026
Instrument	202674125
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000074125,
Date	Jul 13, 2026
Book Page	40565/795
Instrument	202674125

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2056

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033986
Date	Apr 16, 2024
Book Page	38756/334
Instrument	2024033986

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2054

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205446
Date	Oct 27, 2021
Book Page	36694/947
Instrument	2021205446

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 15, 2019
Property Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Document Number	0000155942
Book / Page	34039 / 655
Map Reference	MB 63 PG 176&177
Instrument Date	Nov 15, 2019
Instrument	2019155942
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13242 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000155943
Date	Nov 15, 2019
Instrument	2019155943

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13242 Caite Ridge Rd was $3,954.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00	$514,100 Land $126,500 Building $387,600	$514,100 Land $126,500 Building $387,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13242 Caite Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13242 Caite Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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