13241 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13241 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,388 sqft · built 2019
Lot Size	0.144 acres (6,295 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2019)
Tax Bill	$4,607 (2023)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-282-60`

Property Details

APN / Parcel Number

Primary APN	`007-282-60`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,295 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-282-60
Street Address	13241 CAITE RIDGE RD
City	DAVIDSON
State	NC
Zip	28036-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L162 M63-176/177
Legal Subdivision	WESTBRANCH MAP 2
Legal Lot Number	162
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3044
Census Tract	6403

Owner

13241 Caite Ridge Rd is owned and occupied by an individual who bought it in August 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 4, 2022	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 27, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Deed Document Number	0003379177
Deed Book / Page	33791 / 77
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023138
Date	Feb 5, 2021
Book Page	35641/775
Instrument	2021023138

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000068561
Date	May 4, 2022
Book Page	37311/730
Instrument	2022068561

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	28116

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000024796
Date	Mar 12, 2026
Book Page	40262/114
Instrument	2026024796

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000051614
Date	May 27, 2025
Book Page	39609/481
Instrument	2025051614

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054651
Date	Apr 20, 2020
Book Page	34485/477
Instrument	2020054651

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 26, 2019
Property Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450
Document Number	0000111197
Book / Page	33791 / 077
Map Reference	MB 63 PG 176-177
Instrument Date	Aug 26, 2019
Instrument	2019111197
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13241 CAITE RIDGE RD, DAVIDSON, NC 28036-0450

Mortgage

Document Number	0000111198
Date	Aug 26, 2019
Instrument	2019111198

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 13241 Caite Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13241 Caite Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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