St. Louis County property record for 13240 Cedaroyal Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1976 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,851 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22P-32-0271 |
| Primary APN | 22P-32-0271 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 1,885 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 11,282 sqft (0.259 acres) |
| Lot Dimensions | 94 ft deep x 94 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 104 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13240 CEDAROYAL DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 17D |
| Legal Description | ROYAL ACRES PL NO 4 12 4 73 LOT 442 |
| Legal Subdivision | ROYAL ACRES PL NO 4 |
| Legal Lot Number | 442 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 218012 |
13240 Cedaroyal Dr is owned and occupied by two individuals who acquired it in August 2014.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13240 CEDAROYAL DR, SAINT LOUIS, MO 63131-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage FORTUNE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2014 |
| Transfer Doc | 0212090219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 13240 CEDAROYAL DR, SAINT LOUIS, MO 63131-1908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|
| Document Number | 0239343071 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 23934/3071 |
| Instrument | 2020022100534 |
| Name | FORTUNE BANK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 13240 CEDAROYAL DR, SAINT LOUIS, MO 63131-1908 |
| Document Number | 0245103311 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13240 CEDAROYAL DR ST LOUIS MO 631311908, ST LOUIS, MO 63131-1908 |
| Document Number | 0245103311 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 024510/003311 |
| Instrument | 1363 |
| Name | FORTUNE BK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 14, 2050 |
The 2025 property tax bill for 13240 Cedaroyal Dr was $3,851, down 1.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Des Peres City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,120 (-) Land $46,080 Building $27,040 | $384,800 (-) Land $242,500 Building $142,300 | |
| 2025 | $3,851.00 (-1.08%) | $73,120 Land $46,080 Building $27,040 | $384,800 Land $242,500 Building $142,300 |
| 2024 | $3,893.00 (+1.49%) | ||
| 2023 | $3,836.00 (+9.1%) | $69,180 (+19.19%) Land $25,800 Building $43,380 | $364,100 Land $135,800 Building $228,300 |
| 2022 | $3,516.00 | $58,040 Land $25,800 Building $32,240 | |
| 2021 | $305,500 Land $135,800 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13240 Cedaroyal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13240 Cedaroyal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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