13203 Cedaroyal Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 13203 Cedaroyal Dr, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,160 sqft · built 1973
Lot Size	0.4 acres (17,420 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2020)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22O-13-0457`

Property Details

APN / Parcel Number

Primary APN	`22O-13-0457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	2,160 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,420 sqft (0.4 acres)
Lot Depth	142 ft Depth
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	186 sqft
Deck Area	468 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13203 CEDAROYAL DR
City	SAINT LOUIS
State	MO
Zip	63131-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17D
Legal Description	ROYAL ACRES PLAT 2 LOT 37
Legal Subdivision	ROYAL ACRES PLAT 2
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1004
Census Tract	218012

Owner

13203 Cedaroyal Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13203 CEDAROYAL DR, SAINT LOUIS, MO 63131-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	202084
Deed Book / Page	24520 / 877
Last Transfer Date	Apr 23, 2025
Transfer Doc	0000000554
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 18, 2020
Property Address	13203 CEDAROYAL DR, SAINT LOUIS, MO 63131-1909
Document Number	0245200877
Book / Page	24520 / 877
Map Reference	MB 135 PG 96&97
Instrument Date	Dec 4, 2020
Instrument	2020121800084
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	SECURITY TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 CLAYMONT PLACE DR, 554, BALLWIN, MO 63011-2553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13203 CEDAROYAL DR, SAINT LOUIS, MO 63131-1909

Mortgage

Document Number	2020121800085
Date	Dec 18, 2020
Instrument	2020121800085

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13203 Cedaroyal Dr was $4,448, up 1.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Des Peres City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,370 (-) Land $50,180 Building $33,190	$438,800 (-) Land $264,100 Building $174,700
2025	$4,448.00 (+1.83%)	$83,370 Land $50,180 Building $33,190	$438,800 Land $264,100 Building $174,700
2024	$4,368.00 (+1.46%)
2023	$4,305.00 (+4.72%)	$77,690 (+14.47%) Land $28,120 Building $49,570	$408,900 Land $148,000 Building $260,900
2022	$4,111.00	$67,870 Land $28,120 Building $39,750
2021			$357,200 Land $148,000 Building $209,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13203 Cedaroyal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13203 Cedaroyal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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