1324 Surfside Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 1324 Surfside Ln, Saint Clair, MO 63077 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1975
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$1,731 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-1-02.0-4-001-248.000

Property Details

APN / Parcel Number

Primary APN29-1-02.0-4-001-248.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleA-Frame
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Patio Area192 sqft
Shed1 Shed

Location & Zoning

Street Address1324 SURFSIDE LN
CitySAINT CLAIR
StateMO
Zip63077-2113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:14&15 BLOCK 17 LAKE ST CLAIR 16-25
Legal Range01W
Legal Township41
Legal Section02
Legal QuarterSE
Legal SubdivisionLAKE ST CLAIR
Legal Block17
Legal Lot Number14,15 15
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group2
Census Block2041
Census Tract800901

Owner

Source: Franklin County records · APN 29-1-02.0-4-001-248.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1324 SURFSIDE LN, SAINT CLAIR, MO 63077-2113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2021
Deed SaleJul 22, 2021
Deed Document Number2113690
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 22, 2021
Property Address1324 SURFSIDE LN, SAINT CLAIR, MO 63077-2113
Document Number0002113690
Map ReferencePB K PG 55
Instrument DateJul 19, 2021
Instrument2113690
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyCHESTERFIELD TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 SURFSIDE LN, SAINT CLAIR, MO 63077-2113

Mortgage

Document Number0002113691
DateJul 22, 2021
Instrument2113691
Lender
NameENDEAVOR CAPITAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (+24.89%)$27,360 (+15.34%)$144,000 (+15.34%) Land $25,270 Building $118,730
2023$1,386.00 (+7.44%)$23,721$124,850 Land $25,270 Building $99,580
2022$1,290.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–1985)
Most Recent ClaimJun 1985, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100

May also be available at this address: Bays-ET Highspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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