Franklin County property record for 1323 Surfside Ln, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Other |
| Year Built | Built 1978 |
| Square Footage | 2,004 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,470.00 (2025) |
| Primary APN | 29-1-02.0-4-001-237.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,004 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 84 sqft Patio |
| Street Address | 1323 SURFSIDE LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:5 BLOCK 16 LAKE ST CLAIR 16-25 |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 02 |
| Legal Quarter | SE |
| Legal Subdivision | LAKE ST CLAIR |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Minor Civil Division | CENTRAL |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-02.0-4-001-237.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC |
| Dec 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SULLIVAN BANK |
| Oct 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK OF UNION |
| May 22, 2020 | Deed of Trust, Construction Loan · Line of Credit UNITED BK/UNION |
| Aug 23, 2019 | Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 |
| Deed Sale | Mar 25, 2024 |
| Prior Sale | Dec 19, 2023 |
| Deed Doc Number | 2403176 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 25, 2024 |
| Property Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Document Number | 0002403176 |
| Map Reference | PB K PG 55 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2403176 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | M I TITLE, M&I TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551 FORTRESS CT, SAINT CHARLES, MO 63303-3894 |
| Name | Verified Name |
|---|---|
| Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Document Number | 0002403177 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2403177 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002314965 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2314965 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002312516 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2312516 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 22, 2020 |
| Property Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Document Number | 0000007478 |
| Instrument Date | May 21, 2020 |
| Instrument | 7478 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 406 RAMBLER DR ST CLAIR MO 630772140, ST CLAIR, MO 63077-2140 |
| Document Number | 0000007478 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 7478 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 21, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 23, 2019 |
| Property Address | 1323 SURFSIDE LN, SAINT CLAIR, MO 63077-2114 |
| Document Number | 0000010908 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 10908 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 10, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 406 RAMBLER DR ST CLAIR MO 630772140, ST CLAIR, MO 63077-2140 |
| Document Number | 10909 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 10909 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 22, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,470.00 (+6.31%) | $54,851 (-1.82%) | $288,690 (-1.82%) Land $44,410 Building $244,280 |
| 2023 | $3,264.00 (+5.56%) | $55,870 | $294,050 Land $44,410 Building $249,640 |
| 2022 | $3,092.00 |
1323 Surfside Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures