Schenectady County and Schenectady City property record for 1324 State St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 1,966 sqft · built 1984 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $74,000 (Sep 2006) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.67-4-4 |
| Primary APN | 421500 49.67-4-4 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,966 sqft Gross Area |
| Basement Area | 723 sqft |
| Unfinished Basement | 723 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 167 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1324 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2750 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | 2 WOOD |
| Legal Block | 4 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.67-4-4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1726 BROADWAY, SCHENECTADY, NY 12306-4929 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2006 · Amount on Record |
| Deed Sale | Sep 22, 2006 · Amount on Record |
| Prior Sale | Apr 07, 2003 · Amount on Record |
| Deed Book / Page | 1744 / 200 |
| Prior Transfer Date | Nov 20, 1997 |
| Prior Transfer Doc | 1528000751 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1324 STATE ST, SCHENECTADY, NY 12304-2750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1726 BROADWAY, SCHENECTADY, NY 12306-4929 |
| Document Number | 0000013070 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 5209/329 |
| Instrument | 202213070 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (+1%) | $96,600 (-) Land $22,500 Building $74,100 | $159,960 (+30.82%) Land $37,258 Building $122,702 |
| 2023 | $96,600 (-) Land $22,500 Building $74,100 | $122,278 (+3.8%) Land $28,481 Building $93,797 | |
| 2022 | $96,600 Land $22,500 Building $74,100 | $117,805 Land $27,439 Building $90,366 | |
| 2021 | $3,916.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 924 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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