1316 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1316 State St, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	5,198 sqft · built 1984
Lot Size	0.307 acres (13,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,046 (2026)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-2-17.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-2-17.1`
Alternative APN	`150004905900020170010000`

Interior

Units	8 Units
Stories	2 Stories
Building Area	5,198 sqft Gross Area
Basement Area	1,890 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	13,360 sqft (0.307 acres)
Lot Dimensions	197 ft deep x 69.7 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1316 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2724
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	17.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 STATE ST, 2, SCHENECTADY, NY 12304-2724
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 29, 2012
Transfer Doc	0000011652
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 23, 2021
Property Address	1316 STATE ST, SCHENECTADY, NY 12304-2724
Document Number	0000059137
Book / Page	2072 / 235
Instrument Date	Nov 4, 2021
Instrument	202159137
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	BENNETT TITLE & ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 SOUTHBURY RD, 49, CLIFTON PARK, NY 12065-7719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 N PARKWOOD DR, CLIFTON PARK, NY 12065-2539

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,046.00 (+0.76%)
2025	$8,978.00 (+0.99%)	$219,300 (-) Land $29,400 Building $189,900	$363,140 (+30.82%) Land $48,684 Building $314,456
2023		$219,300 (-) Land $29,400 Building $189,900	$277,595 (+3.8%) Land $37,215 Building $240,380
2022		$219,300 Land $29,400 Building $189,900	$267,439 Land $35,854 Building $231,585
2021	$8,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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