1324 Silver Point Rd, Chapin, SC 29036 Property Records

Richland County property record for 1324 Silver Point Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,719 sqft · built 1968
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Trust Names on Record
Last Sale	$650,000 (Jul 1999)
Tax Bill	$7,714 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01414-04-02`

Property Details

APN / Parcel Number

Primary APN	`01414-04-02`
Alternative APNs	`R01414-04-02` `00005746`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,719 sqft Heated Area
Gross Area	6,391 sqft
1st Floor Area	2,321 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Carport
Garage Area	493 sqft
Carport	Carport
Carport Area	493 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00005746
Street Address	1324 SILVER POINT RD
City	CHAPIN
State	SC
Zip	29036-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOTS A B C D E #SU #PR 324-1557
Legal Subdivision	LOWMAN HOME
Legal Lot Number	A,B,C,D
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2010
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1999 · Amount on Record
Deed Sale	Jul 9, 1999 · Amount on Record
Deed Document Number	199959650
Deed Book / Page	324 / 1544
Last Transfer Date	Feb 3, 2014
Transfer Doc	0019250877
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jun 22, 2026
Property Address	1324 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	0000030007
Book / Page	3139 / 861
Instrument Date	Jun 8, 2026
Instrument	202630007
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1324 SILVER POINT RD, CHAPIN, SC 29036-7900

Mortgage

Document Number	0000030007,
Date	Jun 22, 2026
Book Page	3139/861
Instrument	202630007

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,714.00 (+21.25%) Homeowner's exemption	$37,236 (-96.52%)	$1,449,800 (-) Land $783,000 Building $666,800
2024		$1,070,500 (+2,774.91%)	$1,449,800 (+55.74%) Land $783,000 Building $666,800
2023	$6,362.00 (-6.92%)	$37,236 (-0.01%)	$930,900 (-10.74%)
2021	$6,835.00	$37,240	$1,042,900 Land $693,000 Building $349,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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