1308 Silver Point Rd, Chapin, SC 29036 Property Records

Richland County property record for 1308 Silver Point Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,812 sqft · built 1996
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Mar 2025)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01411-02-31`

Property Details

APN / Parcel Number

Primary APN	`01411-02-31`
Alternative APNs	`R01411-02-31` `01524719`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,812 sqft Heated Area
Gross Area	4,820 sqft
1st Floor Area	2,780 sqft
Utility Area	25 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	118,919 sqft (2.73 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	552 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01524719
Street Address	1308 SILVER POINT RD
City	CHAPIN
State	SC
Zip	29036-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	PARCELS A & B 25.22X337.1X193.2X132X188.9X 74X107.4X367X155.4X109.6 #SU SILVER POINTE COVE
Legal Subdivision	WOODTRAIL
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2010
Census Tract	10310

Owner

1308 Silver Point Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU
Jan 8, 2024	Deed, Transfer
Jan 2, 2024	Intrafamily Transfer, Transfer
Jan 2, 2024	Intrafamily Transfer, Transfer
Aug 17, 2022	Intrafamily Transfer, Transfer
Mar 22, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Jan 8, 2024 · Amount on File
Deed Document Number	202511387
Deed Book / Page	3002 / 1088
Prior Transfer Date	Jan 2, 2024
Prior Transfer Doc	0028900838
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029170556
Date	Apr 23, 2024
Book Page	2917/556
Instrument	2024017171

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	420 E PARK AVE, GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 8, 2024
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	0028911922
Book / Page	2891 / 1922
Map Reference	MB 2887 PG 1864
Instrument Date	Jan 3, 2024
Instrument	2024001060
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SILVER POINT RD, CHAPIN, SC 29036-7900

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jan 2, 2024
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	0028900838
Book / Page	2890 / 838
Map Reference	MB 2887 PG 1864
Instrument Date	Jan 2, 2024
Instrument	2024000188
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jan 2, 2024
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	0028900834
Book / Page	2890 / 834
Map Reference	MB 2887 PG 1864
Instrument Date	Jan 2, 2024
Instrument	2024000187
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Aug 17, 2022
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	0027712417
Book / Page	2771 / 2417
Map Reference	MB 1421 PG 2156
Instrument Date	Aug 17, 2022
Instrument	2022046622
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 22, 2017
Property Address	1308 SILVER POINT RD, CHAPIN, SC 29036-7900
Document Number	2196/1480
Book / Page	002196 / 001480
Instrument Date	Mar 16, 2016
Instrument	19883
Transaction Type	Transfer
Record Updated	Jul 20, 2017

Transaction

Amount	Amount on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1308 SILVER POINT RD CHAPIN SC 290367900, CHAPIN, SC 29036-7900

Tax Assessment & Valuation

The 2025 property tax bill for 1308 Silver Point Rd was $4,232.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,232.00		$739,260 (-13.98%)
2024			$859,410
2023	$3,531.00
2021	$3,575.00	$18,600	$465,000 Land $215,100 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1308 Silver Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1308 Silver Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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