1324 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1324 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1917
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Aug 2019)
Tax Bill	$4,730 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0197`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0197`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1324 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HABITATION PLAT NO. 2 LOT 12
Legal Range	23
Legal Township	28
Legal Section	03
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	HABITATION PLAT NO 2
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4012
Census Tract	35300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 SARGENT AVE, SAINT PAUL, MN 55105-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional with PMI SUMMIT MTG CORP
Aug 7, 2019	Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	A04767554
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1324 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004817011
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 SARGENT AVE ST PAUL MN 551052721, ST PAUL, MN 55105-2721

Mortgage

Document Number	0004817011
Date	Jun 17, 2020
Instrument	4817011

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 7, 2019
Property Address	1324 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004767554
Instrument Date	Jul 23, 2019
Instrument	4767554
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	TITLE EXCELLENCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 SARGENT AVE ST PAUL MN 551052721, ST PAUL, MN 55105-2721

Mortgage

Document Number	4767555
Date	Aug 7, 2019
Instrument	4767555

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,730.00 Homeowner's exemption	$315,000 Land $96,100 Building $218,900	$315,000 Land $96,100 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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