1315 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1315 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1927
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (May 2018)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0130`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0130`
Alternative APNs	`8002693` `8003184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	721 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8003184
Street Address	1315 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS BOULEVARD LOT 22 BLK 11
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	STINSONS BOULEVARD
Legal Block	11
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4011
Census Tract	35300

Owner

1315 Sargent Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 SARGENT AVE, SAINT PAUL, MN 55105-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
May 18, 2018	Warranty Deed, Transfer · Conventional with PMI NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Document Number	20184710426
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1315 SARGENT AVE, SAINT PAUL, MN 55105-2722
Document Number	0004834482
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 SARGENT AVE ST PAUL MN 551052722, ST PAUL, MN 55105-2722

Mortgage

Document Number	0004834482
Date	Sep 23, 2020
Instrument	4834482

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556-7878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 18, 2018
Property Address	1315 SARGENT AVE, SAINT PAUL, MN 55105-2722
Document Number	0004710426
Instrument Date	May 8, 2018
Instrument	4710426
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 SARGENT AVE ST PAUL MN 551052722, ST PAUL, MN 55105-2722

Mortgage

Document Number	4710427
Date	May 18, 2018
Instrument	4710427

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556-7878

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Sargent Ave was $6,846 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,400 Land $101,500 Building $354,900	$456,400 Land $101,500 Building $354,900
2025	$6,846.00
2023	$6,356.00 Homeowner's exemption	$411,100 Land $101,500 Building $309,600	$411,100 Land $101,500 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 Sargent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1315 Sargent Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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