St. Johns County property record for 1324 River City St, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Dec 2025) |
| Tax Bill | $6,648 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288103-0990 |
| Primary APN | 288103-0990 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1324 RIVER CITY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 99 OR6268/355 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20905 |
1324 River City St is owned and occupied by two individuals who bought it in December 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Warranty Deed, Transfer · FHA Mortgage AMWEST FUNDING CORP |
| Jun 7, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 202598777 |
| Deed Book / Page | 6268 / 355 |
| Prior Transfer Date | Dec 21, 2005 |
| Prior Transfer Doc | 0029300809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 1324 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0062680355 |
| Book / Page | 6268 / 355 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025098777 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 RIVER CITY ST, ST AUGUSTINE, FL 32092-2416 |
| Document Number | 0006268357 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 6268/357 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 1324 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0045600260 |
| Book / Page | 004560 / 000260 |
| Instrument Date | May 25, 2018 |
| Instrument | 39884 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,561.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1324 RIVER CITY ST ST AUGUSTINE FL 320922416, ST AUGUSTINE, FL 32092-2416 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 25, 2017 |
| Property Address | 1324 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0044091164 |
| Book / Page | 004409 / 001164 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 51033 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,383.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1324 RIVER CITY ST ST AUGUSTINE FL 320922416, ST AUGUSTINE, FL 32092-2416 |
The 2025 property tax bill for 1324 River City St was $6,648, up 9.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,792 (-1.64%) Land $85,000 Building $208,792 | $293,792 (-1.64%) Land $85,000 Building $208,792 | |
| 2025 | $6,648.00 (+9.38%) | $298,704 (-4.63%) | $298,704 (-4.63%) Land $90,000 Building $208,704 |
| 2024 | $6,078.00 (+2.58%) | $313,210 (-0.78%) | $313,210 (-0.78%) Land $100,000 Building $213,210 |
| 2023 | $5,925.00 (+6.24%) | $315,661 (+9.26%) | $315,661 (+9.26%) Land $100,000 Building $215,661 |
| 2022 | $5,577.00 | $288,903 | $288,903 Land $75,040 Building $213,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1324 River City St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 River City St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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