St. Johns County property record for 1317 River City St, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,034 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,087 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288103-0890 |
| Primary APN | 288103-0890 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| Gross Area | 3,517 sqft |
| 1st Floor Area | 1,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1317 RIVER CITY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 89 OR3393/662 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20905 |
Source: St. Johns County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 9, 2026 | Re-recorded Document, Transfer MORTGAGE CONNECT |
| Jun 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 9, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2011 |
| Deed Sale | Jan 3, 2011 |
| Prior Sale | Nov 18, 2010 · Amount on Record |
| Deed Document Number | 201132 |
| Deed Book / Page | 3393 / 662 |
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0000058538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0000058538 |
| Book / Page | 6398 / 198 |
| Instrument Date | May 21, 2026 |
| Instrument | 202658538 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0000046938 |
| Book / Page | 6375 / 454 |
| Instrument Date | May 21, 2026 |
| Instrument | 202646938 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0000046939, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202646939 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0000058537 |
| Book / Page | 6398 / 195 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202658537 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | MORTGAGE CONNECT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Document Number | 0000058539, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 6398/201 |
| Instrument | 202658539 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1317 RIVER CITY ST, SAINT AUGUSTINE, FL 32092-2416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | TITLE FIRST AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0046651632 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 4665/1632 |
| Instrument | 2019002078 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,829 (+2.7%) | $383,208 (-3.75%) Land $85,000 Building $298,208 | |
| 2025 | $5,087.00 (+9.19%) Homeowner's exemption | $215,023 (+2.9%) | $398,138 (-4.13%) Land $90,000 Building $308,138 |
| 2024 | $4,659.00 (+1.99%) Homeowner's exemption | $208,963 (+3%) | $415,269 (-0.87%) Land $100,000 Building $315,269 |
| 2023 | $4,568.00 (+2.95%) Homeowner's exemption | $202,877 (+3%) | $418,893 (+7.35%) Land $100,000 Building $318,893 |
| 2022 | $4,437.00 Homeowner's exemption | $196,968 | $390,199 Land $75,040 Building $315,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures