Bell County property record for 1324 Oxford Ln, Troy, TX 76579
| Property Type | Planned Unit Development |
|---|---|
| Details | 1,942 sqft · built 2022 |
| Lot Size | 0.137 acres (6,003 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,111 (2023) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0681644089 |
| Primary APN | 0681644089 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,942 sqft Gross Area |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 6,003 sqft (0.137 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1324 OXFORD LN |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3921 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0088 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1324 OXFORD LN, TROY, TX 76579-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| May 6, 2022 | Special Warranty Deed, Transfer DHI TITLE/CTRL TX, DHI TITLE OF CENTRAL TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 |
| Deed Sale | Oct 16, 2023 |
| Prior Sale | May 6, 2022 |
| Deed Document Number | 2023046088 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 16, 2023 |
| Property Address | 1324 OXFORD LN, TROY, TX 76579-3921 |
| Document Number | 0000046088 |
| Map Reference | DOC 2022-00271 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023046088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | DHI TITLE/CTRL TX, DHI TITLE OF CTRL TX TEMPLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 OXFORD LN, TROY, TX 76579-3921 |
| Document Number | 0000046089 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023046089 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 6, 2022 |
| Property Address | 1324 OXFORD LN, TROY, TX 76579-3921 |
| Document Number | 0000029192 |
| Map Reference | DOC 2022-00271A&B |
| Instrument Date | May 5, 2022 |
| Instrument | 2022029192 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | DHI TITLE/CTRL TX, DHI TITLE OF CENTRAL TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3515 SW H K DODGEN LOOP, TEMPLE, TX 76502-1021 |
| Investor | Possibly a Property Investor |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,111.00 | $185,447 Land $36,000 Building $149,447 | $185,447 Land $36,000 Building $149,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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