1261 Oxford Ln, Troy, TX 76579 Property Records

Bell County property record for 1261 Oxford Ln, Troy, TX 76579

Property Summary

Property TypePlanned Unit Development
Details1,962 sqft · built 2022
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Tax Bill$3,084 (2023)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0681644251

Property Details

APN / Parcel Number

Primary APN0681644251
Alternative APN
  • 511900

Interior

Stories1 Story
Building Area1,962 sqft Gross Area

Exterior

Year BuiltBuilt 2022
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area5,750 sqft (0.132 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1261 OXFORD LN
CityTROY
StateTX
Zip76579-3920
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 002, LOT 0006
Legal SubdivisionCOTTONWOOD CREEK PHASE I
Legal Block2
Legal Lot Number6
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1261 OXFORD LN, TROY, TX 76579-3920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023
Deed SaleSep 20, 2023
Deed Document Number2023042450
Record UpdatedJun 7, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 20, 2023
Property Address1261 OXFORD LN, TROY, TX 76579-3920
Document Number0000042450
Map ReferenceDOC 2022-00271 A&B
Instrument DateSep 18, 2023
Instrument2023042450
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 17, 2023
Title CompanyDHI TITLE/CTRL TX, DHI TITLE OF CTRL TX TEMPLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1261 OXFORD LN, TROY, TX 76579-3920

Mortgage

Document Number0000042451
DateSep 20, 2023
Instrument2023042451
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,084.00$183,806 Land $36,000 Building $147,806$183,806 Land $36,000 Building $147,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 4,367 people · EPA ID TX0140037
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Oxford Ln

Nearby Streets

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