1324 Karen Ln, Wayne, PA 19087 Property Records

Chester County property record for 1324 Karen Ln, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,758 sqft · built 1963
Lot Size	0.69 acres (30,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2026)
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-7N-9.3`

Property Details

APN / Parcel Number

Primary APN	`43-7N-9.3`
Alternative APNs	`4307N00090300` `4307N000903`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,758 sqft Living Area
Gross Area	4,158 sqft
Basement Area	1,070 sqft
Finished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	30,045 sqft (0.69 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1324 KAREN LN
City	WAYNE
State	PA
Zip	19087-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 & DWG
Legal Subdivision	TOWNSHIP/TREDYFFRIN
Legal Lot Number	3
Jurisdiction	CHESTER PA
Township / Civil Division	TREDYFFRIN
Census Block Group	2
Census Block	2007
Census Tract	300109

Owner

Source: Chester County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 KAREN LN, WAYNE, PA 19087-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Apr 13, 2026	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Jul 28, 2021	Deed, Transfer · Conventional Mortgage REPUBLIC FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Aug 6, 2024 · Amount on Record
Deed Document Number	202612117707
Deed Book / Page	11561 / 1725
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	0092480090
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Apr 13, 2026
Property Address	1324 KAREN LN, WAYNE, PA 19087-2707
Document Number	0115611725
Book / Page	11561 / 1725
Instrument Date	Mar 28, 2026
Instrument	202612117707
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 KAREN LN, WAYNE, PA 19087-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	0012117708,
Date	Apr 13, 2026
Instrument	202612117708

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Apr 13, 2026
Property Address	1324 KAREN LN, WAYNE, PA 19087-2707
Document Number	0012117707
Book / Page	11561 / 1725
Instrument Date	Mar 28, 2026
Instrument	2026.12117707
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 KAREN LN, WAYNE, PA 19087-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	0012117708,
Date	Apr 13, 2026
Instrument	2026.12117708

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jul 28, 2021
Property Address	1324 KAREN LN, WAYNE, PA 19087-2707
Document Number	0106222334
Book / Page	10622 / 2334
Instrument Date	Jul 19, 2021
Instrument	11854886
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 KAREN LN, WAYNE, PA 19087-2707

Mortgage

Document Number	11854888
Date	Jul 28, 2021
Instrument	11854888

Lender

Name	REPUBLIC FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Tredyffrin Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00 (-88.9%)	$349,240 (-) Land $102,640 Building $246,600	$349,240 (-) Land $102,640 Building $246,600
2025		$349,240 (-) Land $102,640 Building $246,600	$349,240 (-) Land $102,640 Building $246,600
2024	$12,301.00	$349,240 Land $102,640 Building $246,600
1998			$349,240 Land $102,640 Building $246,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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