1294 Karen Ln, Wayne, PA 19087 Property Records

Chester County property record for 1294 Karen Ln, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,858 sqft · built 1981
Lot Size	0.46 acres (20,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$848,200 (Apr 2021)
Tax Bill	$1,265 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-7N-10.5X`

Property Details

APN / Parcel Number

Primary APN	`43-7N-10.5X`
Alternative APN	`4307N001005X0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	4,342 sqft
Basement Area	998 sqft
Finished Basement	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	20,041 sqft (0.46 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1294 KAREN LN
City	WAYNE
State	PA
Zip	19087-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 26 DWG & POOL
Legal Subdivision	FOX CHAPEL
Legal Lot Number	26
Jurisdiction	CHESTER PA
Township / Civil Division	TREDYFFRIN
Census Block Group	2
Census Block	2007
Census Tract	300109

Owner

Source: Chester County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1294 KAREN LN, WAYNE, PA 19087-2761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Apr 12, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage CURBIO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	202111822340
Deed Book / Page	10503 / 189
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	May 28, 2026
Property Address	1294 KAREN LN, WAYNE, PA 19087-2761
Document Number	0012124536
Book / Page	11587 / 700
Instrument Date	May 18, 2026
Instrument	202612124536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 KAREN LN, WAYNE, PA 19087-2761

Mortgage

Document Number	0012124536,
Date	May 28, 2026
Book Page	11587/700
Instrument	202612124536

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Apr 12, 2021
Property Address	1294 KAREN LN, WAYNE, PA 19087-2761
Document Number	0105030189
Book / Page	10503 / 189
Instrument Date	Mar 19, 2021
Instrument	11822340
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,482.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1294 KAREN LN, WAYNE, PA 19087-2761

Mortgage

Document Number	0011822341
Date	Apr 12, 2021
Instrument	11822341

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	Oct 2, 2020
Property Address	1294 KAREN LN, WAYNE, PA 19087-2761
Document Number	0102931144
Book / Page	010293 / 001144
Instrument Date	Sep 22, 2020
Instrument	11767008
Transaction Type	Construction Loan
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 KAREN LN WAYNE PA 190872761, WAYNE, PA 19087-2761

Mortgage

Document Number	102931144
Date	Oct 2, 2020
Book Page	010293/001144
Instrument	11767008

Lender

Name	CURBIO INC
Address	POTOMAC, MD 20854

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Tredyffrin Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,265.00 (-88.9%)	$323,440 (-) Land $84,670 Building $238,770	$332,790 (-) Land $84,670 Building $248,120
2024	$11,392.00	$323,440 Land $84,670 Building $238,770
1998			$332,790 Land $84,670 Building $248,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Karen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures